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Showing posts with label Education Loans. Show all posts
Showing posts with label Education Loans. Show all posts

Sunday, August 14, 2011

E & C in MBA or Civil Services after B.Tech, microsoft certified systems engineer (MCSE) course, Career in Analytics, How to prepare for GMAT, Selecting an happening career, US ADMISSION : scholarships for the spring semester

E & C in  MBA or Civil Services after B.Tech, microsoft certified systems engineer (MCSE) course, Career in Analytics, How to prepare for GMAT, Selecting an happening career, US ADMISSION : scholarships for the spring semester


CAREER DILEMMA : MBA or Civil Services after B.Tech



I am a third year student of BTech engineering. I am confused about what course to choose — an MBA or Civil Services. What would be a better option?
   Shagorika Basu



The MBA route will lead to a career in the corporate sector, while IAS will lead to a career in the government impacting the lives of the public. The MBA route would help you to play a role in the success of private companies making a difference to the bottom line and reach of one company/organisation's business while the IAS will allow you to make a difference to the lives of a wider public. Life is good on both sides, but the decision of which is better would depend upon your perception and priorities in life. Selection for the IIMs as also in the IAS, would be very competitive.

BACKUP CHOICE : Selecting an happening career

After doing my BBA, I am now pursuing MBA from IP University. I have decided to take finance as my major subject but I am confused between taking marketing, information technology and international business as my minor subject. As a result, I am unable to decide the specific line in which I would like to make my career. If I opt for a career in research or logistics or stock broking, which subject would be more helpful? I will be grateful if you could help me in this matter.

   Debjyot Kaushik



In an indirect manner, all the three areas you have mentioned — marketing, IT or international business can be connected to finance. One way to select your choice of minor is to think of which area after finance you would choose (or are better suited for) as a 'backup' job/career. As you have already decided on finance as the area you will be majoring in, the choice of minor should then be based more on the subjects that you enjoy.

microsoft certified systems engineer (MCSE) course
 
Could you please tell me the minimum eligibility criterion for the microsoft certified systems engineer (MCSE) course? Please also suggest some institutes that provide the course and the future job prospects.

   Anmol Gehlot



You have not mentioned your current academic status, but you can do the MCSE/MCSD course along with your graduation although the general profile of those attempting the exam is people with three-four years of experience in the industry who are trying to improve their prospects. Moreover, you also have several choices. For instance, you could look at a certification in networking like MCSE (Microsoft Certified Systems Engineer) — globally recognised for LAN design, implementation, administration, trouble-shooting, creating web servers, etc. The Windows platform enjoys a customer-base running into millions.
   The full certification involves clearing seven papers. After you clear the first paper, you will get the MCP (Microsoft Certified Professional) card. Clearing four papers will equip you with knowledge of LAN networking to start working in the technical support area. The passing mark is 80-90% per-exam. Along with that you can continue to prepare for the remaining papers or acquiring a CCNA (Cisco Certified Network Administrator) certification. While MCSE certification is fine for handling 500-1,000 client/seat establishments, broadband, internet and intranet environments are better served by Cisco-certified experts.
   So if you are looking for better value-addition, CCNA will give you expertise in ISP (Internet Software Protocol), ASP (Application Software Protocol), WAN (Wide Area Networking), etc. It will also teach you how to design, build, and maintain global computer networks from a single location. This involves clearing exams at four levels — 1) associate level 2) professional level 3) expert level 4) specialist level. Make sure you register for the course at a Microsoft Authorised Training Centre. The intake is typically restricted to 15-20 students per session. The passing mark is about 90%.

ANALYTICAL CAREER



Could you please tell me if a career in analytics is good for a BTech graduate? Would an MBA degree suit that profile well?
   Ritwik Ahuja



Knowledge Process Outsourcing or KPO has given a new dimension to the outsourcing industry in India. KPO differs from BPO in that they require specialised knowledge and skills and often require qualified professionals (lawyers, engineers, doctors, etc). KPO services also tend to be more qualitative and judgment based. In short, they are higher IQ jobs. Analytics is the process of analysing (raw)
data to unearth hidden patterns, understand trends, and draw meaningful conclusions to help in business modelling, decision-making, and forecasting. It uses computers, mathematics and statistics as its tools. Thus as an engineer you possess the requisite skills.

SEARCH FOR B-SCHOOL

Could you please tell me how to prepare for GMAT? From where can I get the US government ranking of American B-schools?

   Anonymous



The Graduate Management Admission Test (GMAT) is designed to help business schools assess the qualifications and potential of applicants for advanced study in business and management. To begin, log on to www.mba.com and click on 'Take the GMAT' and scroll down to 'Tools to help you prepare' for GMAT test taking strategies. For a list of MBA schools, log on to www.educationusa. state.gov, click on 'Find a School' and go to MBA programmes in the left margin under 'Graduate.' The search options will generate a long list of B-schools. When you ask for the best management schools, you are basically considering rankings. The US government does not rank universities, hence there's no official source to begin with. However, some of the popular private rankings are those compiled by the US News & World Report or The Princeton Review or BusinessWeek.
   Make sure you understand the specific methodology and criteria on which the rankings are based (and be particularly wary of rankings that don't explain the criteria on which they are based). While this could be a good starting point, the 'best' B-school for you would be the one that best matches your profile and preferences. You need to prioritise your preferences and be realistic in terms of matching your background with the B-schools you plan to shortlist. Weigh the strength of the B-school in terms of quality, competitiveness, programme design, special features of the programmes offered. Then consider admissions requirements, cost effectiveness, internship opportunities, placement and lastly scholarship possibilities for foreign students.

US ADMISSION : scholarships for the spring semester

I am a final year student of BTech electrical engineering. I am planning to apply to universities in the US for admission to the spring semester next year. But my friends are saying that it's very difficult to get scholarships for the spring semester. Is it true? Should I apply for fall 2013 instead?

   Danish Trehan



As an international student it is better to apply for the fall semester admission, mainly for three reasons. Firstly, financial aid is relatively easier to get in the fall semester than in the spring semester. Secondly, though not perhaps as important, February is one of the coldest months in many parts of the US. It is therefore not a particularly good time to have your first stint with snow — especially if you're not a native of the Himalayas. And finally, more students are admitted in the fall semester than in the spring semester, so naturally your chances of getting in are greater. Timing your moves correctly while applying to a US varsity is a most crucial factor. So when should you start the application process? At least 18 months in advance of your intended date of enrolment. For example, if you wish to enrol in the Fall session: August/September 2013, you should ideally start the process around April 2012. Also, do browse the net for college rankings and other useful info. There are plenty of websites including www.usnews.com  and www.fulbright-india.org .

TRENDY CHOICE : 
pursue a career on the basis of current trends?





Is it advisable to pursue a career on the basis of current trends? For instance, if information technology is a 'happening' career, then should one go for it?
   Mihika Saha



While planning your career it is important to keep employment trends and scope for advancement in mind. Selecting a 'happening' career, which offers more openings, is ok from the short-term perspective of getting a job. Flowing with the tide is perfect when the 'happening' career also matches your priorities, skills, aptitude, abilities and interests. But, don't take on jobs for which your personality and abilities are not suited because your chances of success would be low. There are no good jobs or bad jobs, nor is there a 'future' in any job. Remember, the future lies in the person who holds the job. So at the end of the day, its better to choose something you like, lest be forced to like what you get.








Wednesday, August 3, 2011

Career ALERT - Anna University Syllabus BE,MCA,ME and Education Loan Details !!!


Anna University SyllabusAll Branches

Name of the CourseSemesterGet Syllabus
B.E. AERONAUTICAL ENGINEERING
III-IV
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B.E. AGRICULTURE AND IRRIGATION ENGINEERING
III-IV
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B.TECH APPAREL TECHNOLOGY
III-IV
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B.E. AUTOMOBILE ENGINEERING
III-IV
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B.TECH. CERAMIC TECHNOLOGY
III-IV
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B.TECH. CHEMICAL ENGINEERING
III-IV
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B.E CIVIL ENGINEERING
III-IV
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B.E. COMPUTER SCIENCE AND ENGINEERING
III-IV
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B.E.ELECTRONICS AND COMMUNICATION ENGINEERING
III-IV
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B.E. ELECTRICAL AND ELECTRONICS ENGINEERING
III-IV
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B.E. ELECTRICAL AND INSTRUMENTATION ENGINEERING
III-IV
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B.TECH. FOOD TECHNOLOGY
III-IV
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B.E GEOINFORMATICS ENGINEERING
III-IV
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B.TECH INDUSTRIAL BIOTECHNOLOGY
III-IV
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B.E. INDUSTRIAL ENGINEERING
III-IV
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B.TECH. INFORMATION TECHNOLOGY
III-IV
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B.TECH. LEATHER TECHNOLOGY
III-IV
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B.E.MANUFACTURING ENGINEERING
III-IV
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B.E MATERIALS SCIENCE AND ENGINEERING
III-IV
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B.E. MECHANICAL ENGINEERING
III-IV
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B.E. MINING ENGINEERING
III-IV
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B.TECH. PHARMACEUTICAL TECHNOLOGY
III-IV
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B.E. PRINTING TECHNOLOGY
III-IV
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B.E. PRODUCTION ENGINEERING
III-IV
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B.TECH. PETROLEUM REFINING AND PETRO-CHEMICALS
III-IV
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B.TECH. RUBBER AND PLASTICS TECHNOLOGY
III-IV
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B.TECH TEXTILE TECHNOLOGY
III-IV
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B.E. BIOMEDICAL ENGINEERING
III-IV
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ALL BANKS EDUCATION LOAN PROCEDURE(S) ARE GIVEN BELOW


Name of the BankMore Information
Allahabad Bank
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Andhra Bank
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Bank of Baroda
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Bank of India
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Bank of Maharashtra
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Canara Bank
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Central Bank of India
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Corporation Bank
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Dena Bank
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Indian Bank
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Indian Overseas Bank
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Oriental Bank of Commerce
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Punjab and Sind Bank
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Punjab National Bank
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State Bank of Bikaner & Jaipur
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State Bank of Hyderabad
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State Bank of Indore
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State Bank of India(SBI)
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State Bank of Mysore
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State Bank of Indore
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State Bank of Patiala
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State Bank of Travancore
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Syndicate Bank
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United Bank of India
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UCO Bank
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Union Bank of India
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Vijaya Bank
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Friday, November 21, 2008

The Counsellor - 28

Fund wise 


I have always dreamt of going to the US for pursuing higher studies in physics. I have worked very hard to excel at studies both in school as well as college. What is the possibility of getting a scholarship or fellowship for pursuing my PG studies in a good college there? I belong to a middleclass family. My family does not have a house or land, which could serve as collateral for securing a student loan from a bank. 
   Shounik Kamboj

 
Most universities in America generate income from several sources -- primarily tuition fees, public funds, returns on endowments, rentals on university-owned housing, grants and awards, industry funding, and other private financial support. 
   What you need to do is look at the endowments and college funds vis-àvis the number of students enrolled in that particular institution. While the endowments of a larger university would probably exceed that of a smaller one, the per-student funding for the latter could be much more inviting. 
   There are three major and a couple of minor sources of funding at the graduate-level in US universities. 
   Fellowships: These are only given to the extraordinary students. Fellowships pay full tuition fees and provide for a comfortable living. No extra work is required. Fellowship-holders are academic 'superstars' and are expected only to deliver research results in their chosen field. 
   Teaching Assistantships: TAs assist the department that is funding them in grading term papers, taking occasional classes, supervising lab sessions etc. In exchange for a committed number of hours per-week, teaching assistants get a tuition waiver and adequate money for living expenses. 
   Research Assistantship: Research Assistants are funded and selected by professors. Applicants need to be skilled and knowledgeable about the ongoing research in their respective departments. For a certain number of hours of work per week, these graduates get a tuition fee waiver plus adequate money to live comfortably. 
All universities offer assistantships and fellowships -- the wealthier universities naturally have more of them than the others. The good news for undergraduate aspirants is that there is substantial money available on an extremely selective basis. Meritorious students with outstanding academic track records, strong recommendations from teachers, top SAT 1 and II scores, high TOEFL scores, leadership experience and potential and record of community involvement make the going comparatively easy as far as funding goes. Universities these days look for bright well-rounded students who exhibit evidence of an abiding passion and excellence.



Sound basics 


I am a graduate working with a small travel BPO and also preparing for my MBA exams. The night shifts are proving to be an inconvenience as I am too sleepy during the day to concentrate on my studies. Are there any BPO jobs available during the day? Are there nonvoice BPOs? 
   Jyoty Prakash

 
You are in luck. Working with BPOs no longer means keeping erratic hours. There are several BPOs that offer day shift jobs. For example, domestic BPOs essentially operate during the day and recruit graduates and even undergraduates. Similarly, the advert of a company carries the tag line - "Don't lose your sleep to earn a living". Genpact is yet another BPO major, which does not compel its employees to work during night shifts. All you need to do is scan the job openings section of newspapers and the "Career Section" on websites of the major BPOs and you are sure to find something that will match your requirements. 
   To answer your second question, there are several companies like ICICI Onesource, EcomEnable, MsourcE, Tricom India Ltd that hire graduates and undergraduates who have a good command on English and are conversant with computers for their non-voice operations (your typing speed should be at least 30 wpm). These include litigation coding, electronic data discovery, indexing, remittance processing, drafting mortgage documents, claims processing, e-publishing etc. Banking, finance, legal, insurance, pharmaceutical and logistics are some of the companies that need offline services. The new knowledge based or KPO non-voice segment does not require you to flaunt a fake foreign accent, which is a deterrent for many 
BPO aspirants. The best part is that you get to work day shifts, as there is no direct interaction with irate, overseas clients. Non-voice BPOs account for 35%of the BPO-ITeS industry and not surprisingly the attrition rates are also much lower. In addition most of the companies offer in house training so you don't need to enrol for expensive courses



Looking ahead 


As science is my favourite subject, I opted for PCMB in class XI. However, I am not really aware of the options available for science students other than engineering and medicine. 
   Sumit Kumar

 
Options related to the sciences are many and varied -- engineering, architecture, technology, civil aviation, merchant navy, computers, medicine, pharmacy, biotechnology and related fields including microbiology, biochemistry, forensic science, agriculture, pure and applied sciences (physics, chemistry, maths etc), environmental science/technology, geology, meteorology and many others. 
   If you are academically inclined, you can go into research or teaching. If you are application-oriented, you can go into engineering or technologyrelated careers in industry. Alternatively, you can opt for a degree in business management at the postgraduate level if you wish to broad base your options. 
   Moreover, after completing your 10+2 with science, you can choose to pursue just about any field open to humanities and commerce students ranging from law to design and mass communication — adding up to a mind-boggling choice of 3000-plus career options. 
Do make it a point to read up and talk to people about various possibilities and options that interest you. If you do this consistently, you'll be amazed how much you pick up. The more informed you are, the better equipped you'll be to rule out several of the inappropriate options and flag the "possible" ones. After you've found out some more about what is involved in pursuing each of these, you will be able to further pare down the list. 
What you really need to do at this stage is to try and narrow down your choices to one or two broad options so that you can concentrate on planning a career around it. Take a good career aptitude test to help you identify the fields that are most suited to your interests, temperament and personality. I have an excellent one called the "I-Opener", which you could take.



Beauty business 


I am in class XII. Instead of doing a routine graduation, I am very keen to pursue a career in beauty-care. Please tell me if there are enough opportunities in this field? I need to convince my parents. 
Sariska Singh

 
When it comes to choosing careers, many women are stepping off the beaten path to explore offbeat vocations. Beauty offers several career avenues with lucrative opportunities for growth and specialisation. A minimum school leaving education is enough to enter vocational training in beauty. Some major career opportunities include: 
   Entrepreneurship - starting one's own beauty clinic, managing beauty salons, health clubs and spas 
   Beauty therapists in salons and day spas 
   Masseurs, beauty consultant / advisor 
   Makeup artiste, hairstylist, hair colourist 
   Product consultants in cosmetic companies 
   Teachers in beauty schools The fashion industry, advertising, TV and Films also require expert makeup artistes and hair stylists. 
   You can specialise in different kinds of makeup (bridal makeup, makeup for TV, film, theatre, still photography, ramp modelling etc). You can also freelance after advance training in the respective field. You should be creative and have a keen eye for colours and how to relate them to individual features, skin tones and use different techniques like shadowing, highlighting, concealing into play. 
   After a professional diploma, you can pursue an advance training in the selected field: makeup, hairstyling, massage, nail art, spa treatment, traditional ayurvedic treatments, aromatherapy, laser or electrolysis. 
   With experience and qualification from reputed beauty schools can expect higher remuneration. Make-up artistes and hairstylists for ad campaigns, modelling and fashion shoots charge Rs 1,500 -3000 per day depending on their experience and reputation. Managers of salons and product consultants in cosmetic companies can earn salaries commensurate with the corporate world. 
   While a regular Bachelor's degree is not essential, it may be useful to pursue one through distance learning mode at least. Should you wish to pursue a course at the PG level, this will come in handy. So go ahead, follow your heart, instead of following the herd - and you'll never have to "work" a day in you life

 

 

Sunil Sharma

   Moderator

Dil Se Desi Group

&      www.dilsedesi.org

Tuesday, September 23, 2008

Education Loans

 OF DEGREES, LOANS AND MORE...

FINANCING YOUR EDUCATION, IN INDIA OR ABROAD, CAN BE A DAUNTING TASK. HOWEVER, THERE ARE A NUMBER OF OPTIONS THAT YOU COULD AVAIL OF TO FUND YOUR EDUCATION.

THE  PROCESS


   Financial resource crunch has often staved off the middle class Indian student from higher education. To add insult to injury, the recent fee hikes announced by premier institutes such as the IIMs and IITs have made quality education a distant dream for deserving youngsters with a monetary disadvantage. “Hitherto, only education abroad was considered out of reach, but spiralling costs of education in India as well have put such thoughts at bay. One is at wit's end when it comes to thinking about garnering funds to send children to medical or engineering schools,” opines Pramod Acharya, a concerned parent of an 18-year-old.


   Even the first step to acquiring admission to professional courses- gathering brochures- is so expensive that one has to spend a sizeable chunk to get a decent number of them. “Competition for admissions to an MBA programme is so tough, that I had to collect brochures for 10 institutes and that cost me a fortune,”declares Aaron Jason, an MBA student.